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Insurance in and around Binghamton

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It’s All About You

Help protect what's important to you - your loved ones, vehicle, etc. - with the excellent insurance that State Farm offers. Agent John Karluk can help you create a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!

Looking for insurance, neighbors of Binghamton?

Great insurance and a great value

We’re There When You Need Us Most

But your automobile is just one of the many insurance products where State Farm and John Karluk can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.

Simple Insights®

Plumbing maintenance tips

Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.

Should I buy or lease a car?

Discover whether leasing vs buying a car makes more financial sense for your situation. This guide examines some financial components of both options.

Profile photo of a State Farm Agent named: John Karluk

John Karluk

State Farm® Insurance Agent

Office Address:
125 Main Street
Binghamton, NY 13905-2742
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: John Karluk

John Karluk

State Farm® Insurance Agent

Office Address:
125 Main Street
Binghamton, NY 13905-2742
Map & Directions

Simple Insights®

Plumbing maintenance tips

Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.

Should I buy or lease a car?

Discover whether leasing vs buying a car makes more financial sense for your situation. This guide examines some financial components of both options.